List for banks, alternative lenders and fintechs.
Open Banking is hailed as the most revolutionary financial regulation of the 21st century and the best thing to happen to consumer finance since the credit card. At Nordigen, we strongly believe that the worldwide adoption of open banking will greatly improve the financial lives of billions of people. We, therefore, see it as our mission to ensure the global adoption of open banking.
Our clients are banks and alternative lenders that use different banking APIs to get access to loan applicant bank statements, transactions and bank account histories. Over time we’ve come across many banking APIs, so here is a comprehensive list of all of those we’ve seen.
Free third-party banking APIs (account aggregators):
Nordigen — supports access to 900+ banks in 29 European countries. Does not charge for access to PSD2 data.
Paid third-party banking APIs (account aggregators):
Afterbanks — supports largest banks in Spain, Portugal and Mexico
Bankin — French-based, supports 4 countries in Europe
Basiq— an Australian-based aggregation platform
Bud— in the UK
Budget Insight— French-based, supports more than 300 European banks
BridgeAPI — supports financial institutions in France, Spain, the UK and Germany
Canopy — supports largest banks in Singapore (and some additional countries in Asia)
CreditSense — supports the largest banks in Australia and New Zealand
DirectID — in the UK
Eurobits — supports the largest banks in Spain
eWise — supports the largest banks in Australia, Singapore, Thailand, Switzerland, United Kingdom, New Zealand, Hong Kong
figo.io — supports the largest banks in Germany and Austria
FinApi — in all relevant banks in Germany, Austria, Czech Republic and Slovenia
Finicity — supports the largest banks in the US
FintecSystems— supports largest banks in Germany, Austria, Switzerland, Spain and France
FormFree — supports the largest banks in the US
Fractal — focuses only on SMEs
Instantor— supports largest banks in Finland, Spain, Sweden, Poland, Czech Republic, The Netherlands, Estonia, Lithuania, Latvia, Bulgaria, Romania, Croatia, Georgia, Denmark, Brazil, Mexico
Klarna Open Banking — in 14 countries in Europe.
Kontomatik — supports largest banks in Poland, Czech Republic, Slovakia, Spain, Russia, Mexico, Brazil, Italy, Portugal
Moneyhub — in the UK
Moneytree — supports largest banks in Japan and Australia
Neonomics — supports more than 1300 banks in Norway, Finland, France, Germany, Spain, Denmark, Sweden, Portugal, Belgium, Netherlands, Lithuania, Czech Republic
Nordic API Gateway (now Aiia) — supports the vast majority of banks in Denmark, Sweden, Norway and Finland
Nuapay — supports banks around Europe
Openwrks — operates in the UK and any country from which they are posted
Plaid — supports the largest banks in the US
Proviso — supports the largest banks in Australia and New Zealand
SaltEdge — supports large banks in 55 countries
SynapsePay — supports large banks in US
Tink — in Sweden, Finland, Norway, Denmark, Germany, Austria, Spain, UK, France, Italy, Netherlands, Portugal
Topicus Finance — supports largest banks in The Netherlands
Token.io — 6 countries supported
Truelayer — supports UK, Ireland, Germany, France, Italy and Spain.
Yodlee — supports largest banks in the US, UK, Spain, Australia, India and New Zealand
Banks that have direct APIs:
ABN AMRO https://developer.abnamro.com/ — in The Netherlands
AIB https://developer.aib.ie/ — in Ireland and the UK
Arbejdernes Landsbank https://apiportal.prod.bec.dk/openbanking/sandbox/ — in Denmark
Bank of Ireland https://developer.bankofireland.com/#!/ — in Ireland and the UK
Bank of Scotland https://developer.bankofscotland.co.uk/opendata-v2.2 — in the UK
Barclays https://developer.barclays.com/open-banking — in the UK
BBVA https://www.bbvaapimarket.com/ — in the US and Spain
BNP Paribas Fortis https://developer.bnpparibasfortis.com/ — in Belgium
bunq https://doc.bunq.com/#/psd2 — in The Netherlands
Capital One https://developer.capitalone.com/ — in US
Česká Spořitelna https://developers.csas.cz/?lang=en — the largest bank in the Czech Republic
Citi https://sandbox.developerhub.citi.com/api-catalog-list — in the US, UK, Poland and Russia
Crelan https://developer.crelan.be/howto — in Belgium
Deutsche Bank https://developer.db.com/products/psd2 — in Germany and across the EU
de Volksbank https://innovatie.devolksbank.nl/cases/api-koppelingen/ — in The Netherlands
DNB— in Norway
Erste Group https://developers.erstegroup.com/docs/apis — in Austria, The Czech Republic, Hungary, Slovakia, Croatia, Serbia and Romania
Fidor Bank https://www.fidor.com/ — in Germany and across the EU
Handelsbanken https://developer.handelsbanken.com/ — in Sweden, the UK, Norway, Denmark, Finland, and The Netherlands
HSBC https://developer.hsbc.com/#/welcome — in the UK
ING https://developer.ing.com/openbanking/ — in The Netherlands, Belgium, Luxembourg, Poland, Germany, Austria, The Czech Republic, Spain, Italy, France and Romania
Intesa Sanpaolohttps://openbanking.intesasanpaolo.com/#/ — in Italy, Slovenia, Croatia, Romania, Serbia, Albania, Hungary, The Czech Republic and Ukraine
KBC https://developer.kbc-group.com/kbc-be/en.html — in Belgium, Bulgaria, Hungary, The Czech Republic and Slovakia
KBC Ireland https://kbcireland.dev.ca.com/admin/login?to-default-config=true&zone=topnav — in Ireland
Lloyds Bank https://developer.lloydsbanking.com/ — in the UK
Moneyou https://developer.moneyou.cloud/ — in The Netherlands, Germany, Belgium and Austria
Monzo Bank https://monzo.com/ — in the UK
Metro Bank https://developer.metrobankonline.co.uk/overview — in the UK
National Bank of Greece https://developer.nbg.gr/apiProducts — in Greece
Nationwide Building Society https://www.nationwidedeveloper.co.uk/ — in the UK
Natwest https://developer.natwest.com/apiportal/features — in the UK
Nest Bank https://nestapi.nestbank.pl/dokumentacja — in Poland
Nordea https://developer.nordeaopenbanking.com/ — in Finland
OCBC Bank https://api.ocbc.com/store/ — in Singapore, Malaysia, China, Indonesia
OP Financial Group https://op-developer.fi/ — in Finland
Piraeus Bank https://rapidlink.piraeusbank.gr/node/241 — in Greece, Bulgaria, Albania, Serbia and Ukraine
PrivatBank https://api.privatbank.ua/ in Ukraine
Rabobank https://developer.rabobank.nl/ — in The Netherlands, Belgium and Luxembourg
Raiffeisen https://developer.rb.cz/accounts_cz_api_sandbox — in Austria, Ukraine, Slovenia, Serbia, Russia, Romania, Poland, Hungary, The Czech Republic, Croatia, Bulgaria, Bosnia and Herzegovina, Belarus and Albania
RBS (Royal Bank of Scotland) https://developer.rbs.co.uk/apiportal/features — in the UK
Sabadell http://developers.bancsabadell.com/ — in Spain
Santander https://developer.santander.co.uk/sanuk/external/ — in Spain, the UK, Portugal, Germany and Poland
SEB https://developer.sebgroup.com/ — in Sweden
Spar Nord Bank https://sparnordopenbanking.com/ — in Denmark
Standard Chartered https://axess.sc.com/ — in the UK
Starling Bank https://developer.starlingbank.com/ — in the UK
Swedbank https://developer.nordeaopenbanking.com/ — in Sweden
tide.https://tideapi.github.io/docs/#introduction — in the UK
Triodos Bank https://developer.triodos.com/ in The Netherlands, Belgium, Germany, Spain and the UK
Türkiye İş Bankası https://developer.isbank.com.tr/Pages/home.aspx — in Turkey
Ulster Bank (Nothern Ireland) https://developer.ulsterbank.co.uk/apiportal/features — in the UK
Ulster Bank (Rest of Ireland) https://developer.ulsterbank.co.uk/apiportal/features — in Ireland
Yorkshire Building Society https://developers.ybs.co.uk/getting-started — in the UK
VakifBank https://apiportal.vakifbank.com.tr — in Turkey
We’re updating this list as new players enter the market, but if we’re missing something, do let us know: info@nordigen.com
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